Accumulating Vs distributing DE : eupersonalfinance

by akoloy

Hi guys

I’ve presently ~100k in VWCE, which is the accumulating model.

In Germany I feel you have got ~€800 per yr tax free funding allowance.

I discover that I’m presently not making use of any of this.

Would or not it’s a good suggestion to place a piece of cash within the distributing model? I nonetheless have 50k uninvested which may very well be a candidate.

Is there a technique to estimate what the correct quantity can be to hit the €800 tax free quantity and never an excessive amount of extra?

Am I interested by this in the correct way- and is it price implementing if that’s the case?


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