My teen was given some cash by household. She can be going to varsity in 2 years. We can pay for varsity, so that is really her personal. But earlier than she will be able to determine how she desires to make use of it, I want to determine the place to place it. Banks pay nothing proper now, and the inventory market makes me really feel pressured to develop it for her/fearful about it dropping cash in 2 years. Is there some magical product that earns greater than a CD however is not excessive upkeep/threat?