So I've seen fairly just a few instances within the final couple of weeks that I'm fully unaware of how a lot cash I'm spending. My paycheck is available in, each subscription (telephone, spotify and many others.) will get paid routinely and after I wish to purchase one thing I just about simply do it as a result of I’ve some fairly first rate cash saved up.
But the factor is, I'm spending a lot cash on wastefull issues like going out for lunch each single workday as a substitute of constructing it at house. I've tried to get some type of spreadsheet going, nevertheless it's extremely overwhelming and I stop half method by way of a lot of the instances. Same goes for YNAB, it's to overwhelming.
What I'm making an attempt to attain: a superb overview of my month-to-month revenue and bills, the place I'm capable of see how a lot I’ve left to spend and to have the ability to save/make investments some share of my day by day revenue.
Any ideas/recommendation on the place to begin?