What is the purpose of caring about your credit score rating when you by no means plan to lease a…

by akoloy


This could sound extremely silly (effectively, it does sound actually silly)… but when I discover myself in a state of affairs the place I’m not going to have a mortgage, finance a automobile, or purchase something on a cost plan is a credit score rating related? If I provide to purchase one thing, be it a home or automobile or no matter, is a credit score rating related in any respect?

I ask this as a result of I managed to build up a considerable amount of debt from being hospitalized a couple of occasions regardless of by no means as soon as asking to be put within the hospital, a lot much less being stored there for prolonged durations of time. Now they’ve acquired like 10 completely different debt collectors harassing me each day and it’s to the purpose that after I’ve defined the state of affairs as soon as to a sure company they nonetheless simply preserve calling me a number of occasions a day. It’s to the purpose that I’m about to vary my cellphone quantity as a result of I get 8+ calls from unknown numbers a day. Shocker, it’s all the time a scummy debt collector. If I block their quantity the identical individual simply name me from a special quantity.

90% of the cash I apparently owe is from 2 incidents, each of which I requested to not be put in an ambulance and to not be hospitalized as a result of I knew I used to be superb. Turns out each occasions I used to be 100% proper and there was nothing flawed with me, but I apparently owe about 25,000 {dollars}. I used to be absolutely aware and coherent each occasions, however they nonetheless insisted on hospitalizing me, solely to seek out that there was completely nothing flawed with me…however taking per week to find out that.

If I needed to spend $2,000 a day I positively wouldn’t be doing it in a hospital.

If I simply flat out refuse to pay these, what I think about, scammers what repercussions would I face aside from my credit score rating being affected? Also, if I’m able the place I almost definitely would by no means want a mortgage for something or to want to finance something, does my credit score rating even matter? If it doesn’t…why would I pay the hospital and ambulance payments?

I do have 2 bank cards, have used them for 10 years, and have by no means as soon as missed a cost. So in principle I ought to have a virtually good credit score rating, which these assholes are very set on ruining for stuff I 200% requested to not occur.



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