In my early 30s, with no tasks. As a tutorial, I’ve an honest wage however little or no foresight on my future. My contract will finish in a couple of months after which I don’t know by which nation I’ll discover a new place. Well, I do know it will seemingly be in Europe.
I anticipate to have about 30 000€ saved apart by the tip of my contract, with the world in entrance of me to do something I would like. I’ve been pondering my choices. The manner I see it, I might:
hold it apart for after I need to cool down, purchase a home. This sounds just like the good, grownup factor to do. It additionally sounds completely boring and what you remorse once you flip 60. Especially, I’ve actually no imaginative and prescient on the place I’m going to dwell subsequent yr.
use it! Travel all over the world. Enjoy superior experiences. Enjoy life whereas I’ve time, well being and money. This is the recommendation I get from associates who’re/had been in the identical place.
make investments it. The extra you may have the extra you can also make, proper? I don’t assume I wish to spend time buying and selling however might spend money on a small booming enterprise? I see a buddy who began a bar which bought very talked-about (earlier than covid). Another one who began a brewery and gaining some traction in the intervening time. So it bought me pondering.
possibility D: the entire above. Keep some cash apart as a security web (~5-10 000€). Go touring however possibly solely 3-6 months as a substitute of a yr after which I misplaced all capability to readapt to a sedentary life (~5-7 000€). Invest my cash well (~10-15 000€).
… the extra I consider it. The extra I like possibility D.
So the questions are,
– in the event you private finance folks have any knowledge on the entire above?
– the place might I take a look at to speculate the little I’ve? Is it price it? I perceive it comes with a danger however I’d relatively minimise it clearly. I suppose I might use some skilled opinion on the matter? – in Europe.