Surplus of $4k.. what to do with it? : personalfinance

by akoloy

I simply realized I’ve $4k sitting in EDD from once I acquired furloughed for a brief interval in the course of the pandemic.

My emergency fund has sufficient for 6months+.
401 maxed out.
Ira maxed out.
Just purchased a pleasant toy I’ve been wanting for the final decade.

Mortgage will probably be paid off in ~8 years and it is at like 2.85%

What’s one of the best ways to place this surplus to work? I hate working and my dream is to be beneath employed when my home is paid off once I flip 50 and have enjoyable.

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