16 States With the Worst Rates of Health Insurance

by akoloy


Uninsured patient in a hospital room
Marcos Mesa Sam Wordley / Shutterstock.com

Health insurance coverage isn’t a assure that you simply gained’t find yourself caught with massive medical payments, however it might probably assist cut back the possibilities {that a} main sickness or damage might push you into chapter 11 court docket.

In 2019, 9.2% of U.S. residents had been with out medical insurance protection, in keeping with the latest data from the U.S. Census Bureau.

Not each state has the identical share of residents with out insurance coverage, nevertheless. This statistic for every state ranges from a excessive of 18.4% to a low of three%.

Following is a have a look at the states with the most important shares of uninsured residents.

For a rating of the states with the smallest shares of uninsured residents, take a look at “15 States Where the Most People Have Health Insurance.”

15. Missouri (tie)

St. Louis, Missouri
Joseph Sohm / Shutterstock.com

The Affordable Care Act of 2010 gave states the choice to broaden Medicaid eligibility to folks whose earnings was beneath a selected threshold. Missouri, like most states on this listing, is amongst greater than a dozen states that had not expanded its Medicaid program as of Jan. 1, 2019, the Census Bureau stories.

Medicaid is a joint federal and state medical insurance program that covers folks with low incomes or disabilities.

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 10%
  • 2018: 9.4%
  • 2010: 13.2%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

15. New Mexico (tie)

Hot air balloons in New Mexico
Tim Pleasant / Shutterstock.com

It’s not simply medical insurance charges that could possibly be higher in New Mexico. A 2021 WalletHub evaluation ranked it because the worst state within the nation for households, as we element in “The Best and Worst States for Raising a Family in 2021.”

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 10%
  • 2018: 9.5%
  • 2010: 19.6%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Expanded eligibility

14. Tennessee

Tennessee
CrackerClips Stock Media / Shutterstock.com

Between 2010, when former President Barack Obama signed the Affordable Care Act into regulation, and 2019, the share of Tennessee residents with out insurance coverage fell 4.2%. The Census Bureau notes that this was a pattern nationwide:

“All states and the District of Columbia had a lower uninsured rate in 2019 than in 2010.”

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 10.1%
  • 2018: 10.1%
  • 2010: 14.4%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

13. South Dakota

Sharon Day / Shutterstock.com

South Dakota has the doubtful distinction of getting the bottom common annual wage for registered nurses of any state within the nation, as we report in “How Much Nurses Get Paid in Every State.”

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 10.2%
  • 2018: 9.8%
  • 2010: 12.4%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

11. Idaho (tie)

Boise, Idaho
By Charles Knowles / Shutterstock.com

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 10.8%
  • 2018: 11.1%
  • 2010: 17.7%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

11. South Carolina (tie)

My Images – Mica / Shutterstock.com

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 10.8%
  • 2018: 10.5%
  • 2010: 17.5%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

9. Arizona (tie)

Sedona, Arizona
DBSOCAL / Shutterstock.com

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 11.3%
  • 2018: 10.6%
  • 2010: 16.9%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Expanded eligibility

9. North Carolina (tie)

Margaret.W / Shutterstock.com

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 11.3%
  • 2018: 10.7%
  • 2010: 16.8%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

8. Nevada

Photo by Flickr consumer xiquinho

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 11.4%
  • 2018: 11.2%
  • 2010: 22.6%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Expanded eligibility

7. Alaska

Mountain range and railroad track in Denali National Park, Alaska
Martina Birnbaum / Shutterstock.com

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 12.2%
  • 2018: 12.6%
  • 2010: 19.9%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Expanded eligibility

6. Wyoming

Snowmobilers pass a bison in Wyoming
Carolina Okay. Smith MD / Shutterstock.com

The Census Bureau report notes that Wyoming noticed the most important improve in residents who’re uninsured from 2018 to 2019 — 1.8 proportion factors. A complete of 19 states noticed such a rise, though it was lower than 1 proportion level within the different states.

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 12.3%
  • 2018: 10.5%
  • 2010: 14.9%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

5. Mississippi

Mississippi road sign
Peek Creative Collective / Shutterstock.com

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 13.0%
  • 2018: 12.1%
  • 2010: 18.2%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

4. Florida

Orlando, Florida
ESB Professional / Shutterstock.com

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 13.2%
  • 2018: 13.0%
  • 2010: 21.3%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

3. Georgia

Columbus, Georgia skyline
Sean Pavone / Shutterstock.com

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 13.4%
  • 2018: 13.7%
  • 2010: 19.7%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

2. Oklahoma

4kclips / Shutterstock.com

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 14.3%
  • 2018: 14.2%
  • 2010: 18.9%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

1. Texas

Aneese / Shutterstock.com

Share of the state’s inhabitants with out medical insurance protection in:

  • 2019: 18.4%
  • 2018: 17.7%
  • 2010: 23.7%

State’s Medicaid enlargement standing as of Jan. 1, 2019: Not expanded

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