Retirement saving with out 401k : personalfinance

by akoloy

What are one of the best mechanisms to avoid wasting for retirement with out an employer-sponsered plan? I’ve a Roth IRA that I max out shortly every year, however do not know of another tax-advantaged methods to avoid wasting (my insurance coverage just isn’t HSA-eligible). I’m simply placing cash in common and HY financial savings (though “high yield” is a joke through the pandemic). Are index funds in a daily brokerage account my finest wager?

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