12k in financial savings + 1k/month additional revenue to take a position with brief time period objective (2-3 years…

by akoloy

Hi everybody,

I’m at the moment sitting on 12k in financial savings and may save 1k per 30 days additional with my new job … however now questioning what can be one of the best for me to do with these quantities.
FYI I already make investments round 400 in ETF for early pension, 100 in ETF for my son research, 200 in personal pension fund, 1200 in my mortgage, 100 in crypto.

My plan is to make use of a number of the money to put money into my home (lengthen it) or purchase an EV inside 2 to three years.

My preliminary thought was to place these 12k in ETF now (lump sum) and make investments these 1k in ETF too … however I’m a bit “afraid” of hypothtical market crash inside that interval.

What would you do in my scenario?

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