Should I lease the automotive? : personalfinance

by akoloy


Hey all people, simply on the lookout for some recommendation presently.

Im 23 and I presently drive a 2004 Jeep Grand Cherokee, it’s is my fifth automotive, and it’s been an actual cash pit within the 3 years that I’ve owned it, it has not began on me and needed to be towed away a couple of instances, I used to find it irresistible and now it’s only a headache and I’m trying to promote it. I’m hoping to promote it for about 3.5k-4k because it has a ton of changed elements and lowish mileage. I’m not trying to get one other used automotive. I don’t need to spend half my financial savings getting one thing that can simply be one other bucket of points.

My hope is that I can promote it for the three.5k on the very least and use that as a downpayment on a 2021 Nissan Altima, I lately had rented this automotive as my work truck was within the store and completely cherished it. The deal presently for the Nissan Altima is 3500 due at signing and 189 a month for a 3 yr lease.

I simply bought my first profession based mostly job out of school about 3 months in the past, and am presently set to make about 55k this yr. I’ve ~22k saved up and my 401k being worker matched. I’ve a 657 credit score rating as I simply began constructing credit score lately and have about 15k in scholar loans that are present non topic to curiosity till September. Do you guys suppose I’m in a adequate place to lease this automotive?



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