Never invested in something earlier than and I’m not likely positive the place to begin. My German isn’t precisely the perfect and all the information I’ve comes from English talking international locations the place they’ve totally different guidelines and laws. What I do know with what I’ve realized is that I wish to arrange a sparplan and put money into Vanguard’s all world or perhaps MSCI world or one thing comparable (perhaps even some dividend paying shares afterward). I additionally would favor if the brokerage kinds out the taxes, so I’m staying away from DeGiro for now.
Because my German is a bit shit, I’ve been struggling to determine whether or not going with Commerzbank’s direktdepot vs Scalable Capital, for example, is definitely helpful for me as they’re who I financial institution with. I do know Scalable have these prime etfs which might be apparently free and so forth, however I’m unsure the place the small print might get me with both and I simply wish to be a bit extra knowledgeable.
What are the professionals and cons of both and why have you ever opted in your dealer?